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On Buying

What Incentive is Better Than Money

What incentive is better than money?

By in My Take

Are you wondering how to avoid getting into a fast and furious bidding war once you find your dream home? Even if you can afford to pay more, it’s not always the best move. Money is one thing that turns sellers’ heads, but it’s far from the only incentive when you’re competing with other buyers. […]

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Don't Pay More

Don’t Pay More Than What It’s Worth

By in My Take

It’s finally happened — after months of searching, you’ve found your dream home. It’s the perfect size for your growing family, the kitchen was just remodeled and there’s a huge deck for entertaining. And best of all, the seller accepted your offer! As we near your closing date, your lender will want to verify the […]

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Home Financing is Easier than you Think

Home Financing Is Easier Than You Think

By in My Take

You saw an online ad for low mortgage rates and decided to apply — just to see if you qualify. Now your phone is buzzing nonstop, and lenders are emailing you about “DTIs” and W-2s. The onslaught of financing questions can be baffling when you’re tackling them alone. But it doesn’t have to be that […]

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Buying with Friends

Buying With Friends Isn’t Like Renting

By in My Take

You’ve been living with your best friend since freshman year of college, and it’s been a blast. So why not pool your money and go in on a house together? After all, it’s easier to buy when you have two incomes. It’s true that co-buying a home with friends or family can make it easier […]

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Closing Costs

Don’t Get Blindsided by Closing Costs

By in My Take

Have you ever decided to buy something, only to find out about additional costs at the end? The last thing you want is to be surprised by unexpected fees – especially at your closing.  You’ve made your financial calculations. Extra charges at the eleventh hour could make all your plans go bust.  But you can’t […]

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Pay for what you need

Don’t need it? Then don’t pay for it.

By in My Take

You know all those fantastic home features you hear your friends gushing about in their new home? The top-notch school district and Jacuzzi? The spacious third level and even more abundant yard?  Well, there’s nothing wrong with any of those things. But they’re not right for everyone.  In fact, for some buyers, they might even […]

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Know the Neighborhood

Have you checked out the neighborhood?

By in My Take

You wouldn’t pick out shoes before choosing an outfit, right? Or buy car accessories without first deciding if you want a truck or a sedan? Well, house hunting should be treated the same way. You shouldn’t search for a dream home without vetting neighborhoods or experiencing the new area for yourself.  If the area doesn’t […]

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Things to Consider When Buying a Fixer-Upper

It’s not TV. It’s your bottom line.

By in My Take

TV shows make finding a profitable fixer-upper seem easy. But in the real world, there are real challenges and decisions to be made.   Whether you’re buying an investment property or a starter home for your family, there are dozens of factors to consider. How much will it cost to renovate? Are home values rising or […]

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3 Questions Every Homebuyer Should Ask

3 Questions All Homebuyers Should Ask

By in My Take

Want to take the pain out of homebuying? Keep your lifestyle priorities top of mind. If you’re planning to buy a new home, there’s great news: More houses have hit the market in recent months. This means you’ve got more options to choose from. Choice is always good, but it can also be overwhelming. The […]

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How to Use a Tax Refund to Lower Rate

How can a tax refund lower your interest rate?

By in My Take

Who doesn’t love getting a tax refund?  It’s exciting to know that your bank balance will get a boost. But remember, a refund isn’t a bonus — it’s your hard-earned money, which is why you should make the most of it. If you’re thinking of buying a new home this year — whether it’s your […]

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